Time is Running Out to File Your 2021 Hail Damage Claim

christine • March 3, 2022
Set Up a Free Site Visit Now

1 - 2 years to file a storm damage claim - do you need an inspection?

GAF Energy Roofs by Austin Roofing
Get Your Free Estimate

Now, the need to file claims for the 2021 damage is more important than ever.

Policyholders must act quickly or risk their claim being declined for falling outside of the filing period. The experts at Austin Roofing and Construction want to share what homeowners need to know. In 2021, North Austin residents faced  hailstorms, with many residents finding their property damaged during the spring season, as well as at other points throughout the year. This damage came as a shock to homeowners, vehicle owners, and insurance companies all over Texas.


The Timer is Running Out

Most insurance companies only offer a one-year window to file a claim for hail damage on the home, a fact which not a lot of homeowners are privy too. It is easy for homeowners to think that they will get around to it later, but the clock is running out. Companies that only offer a year to report the damage will be declining more claims with each month that passes in 2022. While a few insurance companies do allow up to two years, this is not standard and should only be trusted if the homeowner talks to their insurance company directly.


Extensive Hail Damage and Insurance Policies

Hail damage is one of the most destructive and devastating kinds of damage because it often occurs entirely without warning. Any visible damage should be managed as soon as possible, or homeowners will risk further damage to their property as it is exposed to more storms. One bad hailstorm might be a problem, but if another hits when the damage is already done, the outcome can be devastating.

 

Homeowners insurance is designed to offer aid in the event of hail damage, and this is something that homeowners need to take advantage of following 2021’s hail season. Failing to report these incidents to an insurance provider can lead to homeowners paying out of pocket for a new roof or siding. This costly expense can be avoided or lessened simply by filing a claim with an insurance company.

Austin Roofing and Construction and Insurance Claims

The Austin Roofing and Construction team continuously works alongside insurance companies every single year to help homeowners restore and upgrade their homes. They offer customers a convenient Insurance Claim FAQ page to help homeowners learn more about what it takes to file a claim to support roof repairs.

 

In general, homeowners can follow a simple process that is built around having a trusted roofing team evaluate the damage to determine whether or not it will meet the needs of a claim as they are outlined in the original policy. After this is approved, a claim can be filed and work can begin to repair the home, offering Austin homeowners peace of mind for the 2022 hail season and saving them money at the same time. Learn how to finance your insurance claim and keep the cash!

About Austin Roofing and Construction:

Austin Roofing and Construction are continuously rated the best roofers in Austin, Texas providing their customers with a full scope of services for all their roofing, remodeling, and construction needs. Providing Tesla Solar Roofs, Shingles, Metal, TPO, PVC, and Coatings they offer all types of residential and commercial roofing services. 

 

The team at Austin Roofing and Construction is composed of generations of Texas natives who seek to change the construction industry for the better. By relying on input from the entire team, they are able to bring together traditional and modern methods to provide exceptional service for residents in the area. They have a reputation for always completing their roofing projects on time and on budget while providing a full-service experience, superior customer interaction, and unparalleled workmanship.

 


By Christine+Bowen October 16, 2025
When it comes to protecting your home from water damage, roof flashing is one of the smallest yet most important parts of your roofing system. While shingles and underlayment do the heavy lifting against rain and wind, flashing is what keeps water from sneaking in through the cracks — especially around roof penetrations and edges.
By Christine+Bowen October 2, 2025
At Austin Roofing and Construction, our business has grown because of one thing: our amazing clients. Time and time again, our customers recommend us to friends, family, coworkers, and neighbors and that kind of trust is the highest compliment we could ever receive.
By Christine+Bowen September 24, 2025
Welcome back to our “Anatomy of a Roof” series! Last time, we talked about roof decking — the strong foundation that supports your entire roof system. Today, we’re looking at the next layer up: roof underlayment .
By Christine+Bowen September 16, 2025
At Austin Roofing and Construction, we believe that understanding your roof helps you protect your home better. That’s why we’re launching a new blog series, “The Anatomy of a Roof,” where we break down each layer and explain its purpose. Today, we’re starting at the very foundation: the roof decking .
Austin Roofing and Construction Wind Damage
By christine April 7, 2025
Comprehensive Guide to Fixing Roofing Wind Damage Issues
Austin Roofing and Construction Critter Damage
By christine April 4, 2025
Your home's roof is one of its most important components. It protects the building and everything in it from rain, sleet, snow, wind, and hail. It is also a vital element when it comes to regulating temperatures and creating a comfortable environment. Behind storms, wild animals are one of the most common causes of destruction on roofs. Birds, rodents, termites, bats, bees, and other wild creatures can wreak serious havoc, endangering the integrity of your roof and your home. Below is a comprehensive guide on protecting your roof from animal damage . Keep reading for expert advice on how to identify and address such issues, and keep them from happening again.
Understanding Roofing Wind Damage
By christine March 13, 2025
Your roof protects your home from the weather, but strong winds can cause serious damage. Whether from a storm, hurricane, or just a powerful gust, wind can loosen shingles, tear off roofing materials, and lead to costly repairs. Knowing what causes wind damage, how to spot it, and how to prevent it can help keep your roof in good shape and extend its lifespan.
Critter Damage to Roofs in Austin, Texas
By christine March 5, 2025
Austin, Texas, is home to a variety of wildlife, including squirrels, raccoons, birds, and rodents. While these critters may seem harmless, they can cause significant damage to your roof if they find a way in. Understanding how these animals impact your home and how to prevent costly repairs is essential for protecting your investment.
What Goes Into Roof Installation in Austin, TX?
By christine February 18, 2025
The National Centers for Environmental Information reports that Texas experienced 190 confirmed weather disaster events from 1980 to 2024. The damage from these events, including tropical cyclones and severe storms, exceeded $1 billion in each event. With Austin's unpredictable weather, having a strong, reliable roof is more important than ever. You need a roof that can withstand the extremes of Austin's climate. Whether it's intense heat, heavy rain, or high winds, your roof should offer protection from these harsh conditions. That's where professional roof installation in Austin comes into play. It ensures your roof is built to last and capable of handling the challenges of the local climate.  Learn about the key steps and materials involved in roof installation in Austin to make the best decision for your home.
Can you paint a metal roof? Everything you need to know about painting a metal roof.
By christine January 29, 2025
Metal roofs have increased in popularity in recent years. While they tend to be more expensive than traditional asphalt shingles, they can last twice as long (or longer!). Many people wonder, "Can you paint a metal roof ?" The short answer is, yes. However, there are many factors to take into consideration. This article covers what those are, along with some metal roof painting tips, instructions, and maintenance advice. Keep reading to learn more.