ROOFING CLAIMS PROCESS
1: You suspect you have hail damage & probably want to
file a claim if it is extensive.
2: Call a local roofing company to inspect for hail damage
& to asses if it is extensive enough to get the claim
3: Call your insurance company to file the claim.
4: The adjuster will call you to tell you when he/she will be
out to inspect the damage.
5: The claim is approved. You will receive the claims
paperwork via email. This details all of the specific
damage that the insurance company is paying to fix.
6: You will receive the first check called ACV (Actual Cash
Value). This is the first of 2 checks. Sign & deposit into
your bank account.
7: Call the local roofing company that you have chosen to
go with. You will be asked to cut a check from your
account for the amount of the 1st check plus your
8: The project gets scheduled and all the work is done
exactly as directed by claims paperwork.
9: Upon completion of the project the roofing company
will send documentation and certification of completion
to the insurance company. Thus releasing the final
10: You deposit the last check into your account and then
write a check to the roofing company.
11: Receive a thank you note from the roofing company.
12: Contact your insuranec agent and let them know you have a brand new roof and to endorse your policy to reflect the new roof. This will often result in a reduced premium on your homeowners policy.